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credit union

Riverbank

Windsor Locks, CT · Est. 1940
B
Trust Grade
Strong
Score: 84/100

Riverbank is a credit union based in Windsor Locks, Connecticut, established in 1940, with $88 million in total assets serving 4,268 members. By Trust Grade it ranks 48th of 64 credit unions we track in Connecticut. Its net worth ratio of 9.3% trails most similarly sized credit unions (12th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Riverbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$88.0M
<$100M institution
Members
4,268
Shares & deposits
Net worth ratio
9.3%
Bottom 12% of <$100M peers · Connecticut median 11.2%
Return on assets
0.5%
Bottom 45% of <$100M peers · Connecticut median 0.64%
Rank in Connecticut
#48
of 64 credit unions

How Riverbank compares to Connecticut peers

Net worth ratio
Bottom 12% of <$100M peers
Riverbank
9.3%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
Riverbank
0.5%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Riverbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverbank over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Riverbank insured?

Yes. Riverbank is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverbank: frequently asked questions

Is Riverbank a good credit union?

Riverbank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.51%).

Is Riverbank NCUA-insured?

Yes. Riverbank is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Riverbank?

Riverbank holds $88 million in total assets, ranking 48th of 64 credit unions we track in Connecticut. It serves 4,268 members.

Does Riverbank have CFPB complaints?

No CFPB complaints against Riverbank appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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