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credit union

Franklin Trust

Hartford, CT · Est. 1934
B
Trust Grade
Strong
Score: 87/100

Franklin Trust is a credit union based in Hartford, Connecticut, established in 1934, with $71 million in total assets serving 8,916 members. By Trust Grade it ranks 39th of 64 credit unions we track in Connecticut. Its net worth ratio of 9.5% trails most similarly sized credit unions (13th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Franklin Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.6M
<$100M institution
Members
8,916
Shares & deposits
Net worth ratio
9.5%
Bottom 13% of <$100M peers · Connecticut median 11.2%
Return on assets
0.8%
Top 40% of <$100M peers · Connecticut median 0.64%
Rank in Connecticut
#39
of 64 credit unions

How Franklin Trust compares to Connecticut peers

Net worth ratio
Bottom 13% of <$100M peers
Franklin Trust
9.5%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of <$100M peers
Franklin Trust
0.8%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Franklin Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.5% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Franklin Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Franklin Trust insured?

Yes. Franklin Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Franklin Trust: frequently asked questions

Is Franklin Trust a good credit union?

Franklin Trust earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.80%).

Is Franklin Trust NCUA-insured?

Yes. Franklin Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Franklin Trust?

Franklin Trust holds $71 million in total assets, ranking 39th of 64 credit unions we track in Connecticut. It serves 8,916 members.

Does Franklin Trust have CFPB complaints?

No CFPB complaints against Franklin Trust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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