Unity Financial
Unity Financial is a credit union based in New Haven, Connecticut, established in 1950, with $65 million in total assets serving 8,186 members. By Trust Grade it ranks 26th of 64 credit unions we track in Connecticut. Its net worth ratio of 12.8% trails most similarly sized credit unions (40th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Unity Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unity Financial compares to Connecticut peers
How we graded Unity Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unity Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Unity Financial insured?
Yes. Unity Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unity Financial: frequently asked questions
Is Unity Financial a good credit union?
Unity Financial earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.30%).
Is Unity Financial NCUA-insured?
Yes. Unity Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Unity Financial?
Unity Financial holds $65 million in total assets, ranking 26th of 64 credit unions we track in Connecticut. It serves 8,186 members.
Does Unity Financial have CFPB complaints?
No CFPB complaints against Unity Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
