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Torrington Municipal And Teachers

Torrington, CT · Est. 1960
B
Trust Grade
Strong
Score: 88/100

Torrington Municipal And Teachers is a credit union based in Torrington, Connecticut, established in 1960, with $91 million in total assets serving 10,858 members. By Trust Grade it ranks 37th of 64 credit unions we track in Connecticut. Its net worth ratio of 9.3% trails most similarly sized credit unions (13th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Torrington Municipal And Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$91.0M
<$100M institution
Members
10,858
Shares & deposits
Net worth ratio
9.3%
Bottom 13% of <$100M peers · Connecticut median 11.2%
Return on assets
0.9%
Top 33% of <$100M peers · Connecticut median 0.64%
Rank in Connecticut
#37
of 64 credit unions

How Torrington Municipal And Teachers compares to Connecticut peers

Net worth ratio
Bottom 13% of <$100M peers
Torrington Municipal
9.3%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Torrington Municipal
0.9%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Torrington Municipal And Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Torrington Municipal And Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Torrington Municipal And Teachers insured?

Yes. Torrington Municipal And Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Torrington Municipal And Teachers: frequently asked questions

Is Torrington Municipal And Teachers a good credit union?

Torrington Municipal And Teachers earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.95%).

Is Torrington Municipal And Teachers NCUA-insured?

Yes. Torrington Municipal And Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Torrington Municipal And Teachers?

Torrington Municipal And Teachers holds $91 million in total assets, ranking 37th of 64 credit unions we track in Connecticut. It serves 10,858 members.

Does Torrington Municipal And Teachers have CFPB complaints?

No CFPB complaints against Torrington Municipal And Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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