San Juan Mountains
San Juan Mountains is a credit union based in Montrose, Colorado, established in 1958, with $63 million in total assets serving 3,339 members. By Trust Grade it ranks 24th of 62 credit unions we track in Colorado. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against San Juan Mountains appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How San Juan Mountains compares to Colorado peers
How we graded San Juan Mountains
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for San Juan Mountains over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at San Juan Mountains insured?
Yes. San Juan Mountains is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
San Juan Mountains: frequently asked questions
Is San Juan Mountains a good credit union?
San Juan Mountains earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Strongly profitable (ROA 1.26%).
Is San Juan Mountains NCUA-insured?
Yes. San Juan Mountains is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is San Juan Mountains?
San Juan Mountains holds $63 million in total assets, ranking 24th of 62 credit unions we track in Colorado. It serves 3,339 members.
Does San Juan Mountains have CFPB complaints?
No CFPB complaints against San Juan Mountains appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
