Electrical
Electrical is a credit union based in Arvada, Colorado, established in 1953, with $53 million in total assets serving 4,063 members. By Trust Grade it ranks 9th of 62 credit unions we track in Colorado. Its net worth ratio of 13.1% trails most similarly sized credit unions (42th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Electrical appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Electrical compares to Colorado peers
How we graded Electrical
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Electrical over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Electrical insured?
Yes. Electrical is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Electrical: frequently asked questions
Is Electrical a good credit union?
Electrical earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Profitable (ROA 0.93%).
Is Electrical NCUA-insured?
Yes. Electrical is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Electrical?
Electrical holds $53 million in total assets, ranking 9th of 62 credit unions we track in Colorado. It serves 4,063 members.
Does Electrical have CFPB complaints?
No CFPB complaints against Electrical appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
