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credit union

Peoples

Springfield, CO · Est. 1956
A
Trust Grade
Excellent
Score: 98/100

Peoples is a credit union based in Springfield, Colorado, established in 1956, with $74 million in total assets serving 3,578 members. By Trust Grade it ranks 8th of 62 credit unions we track in Colorado. Its net worth ratio of 19.4% is stronger than 76% of similarly sized credit unions, versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Peoples appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$73.7M
<$100M institution
Members
3,578
Shares & deposits
Net worth ratio
19.4%
Top 24% of <$100M peers · Colorado median 11.3%
Return on assets
1.6%
Top 12% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#8
of 62 credit unions

How Peoples compares to Colorado peers

Net worth ratio
Top 24% of <$100M peers
Peoples
19.4%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of <$100M peers
Peoples
1.6%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Peoples

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.4% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Peoples insured?

Yes. Peoples is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples: frequently asked questions

Is Peoples a good credit union?

Peoples earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.4% capital ratio); Strongly profitable (ROA 1.64%).

Is Peoples NCUA-insured?

Yes. Peoples is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Peoples?

Peoples holds $74 million in total assets, ranking 8th of 62 credit unions we track in Colorado. It serves 3,578 members.

Does Peoples have CFPB complaints?

No CFPB complaints against Peoples appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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