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credit union

Yolo

Woodland, CA · Est. 1954
A
Trust Grade
Excellent
Score: 93/100

Yolo is a credit union based in Woodland, California, established in 1954, with $411 million in total assets serving 23,316 members. By Trust Grade it ranks 72nd of 241 credit unions we track in California. Its net worth ratio of 12.5% is stronger than 66% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Yolo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$411.0M
$100M–1B institution
Members
23,316
Shares & deposits
Net worth ratio
12.5%
Top 34% of $100M–1B peers · California median 11.1%
Return on assets
0.4%
Bottom 29% of $100M–1B peers · California median 0.5%
Rank in California
#72
of 241 credit unions

How Yolo compares to California peers

Net worth ratio
Top 34% of $100M–1B peers
Yolo
12.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
Yolo
0.4%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Yolo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (12.5% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Yolo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Yolo insured?

Yes. Yolo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Yolo: frequently asked questions

Is Yolo a good credit union?

Yolo earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.41%).

Is Yolo NCUA-insured?

Yes. Yolo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Yolo?

Yolo holds $411 million in total assets, ranking 72nd of 241 credit unions we track in California. It serves 23,316 members.

Does Yolo have CFPB complaints?

No CFPB complaints against Yolo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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