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credit union

Eagle Community

Lake Forest, CA · Est. 1937
B
Trust Grade
Strong
Score: 84/100

Eagle Community is a credit union based in Lake Forest, California, established in 1937, with $411 million in total assets serving 23,159 members. By Trust Grade it ranks 156th of 241 credit unions we track in California. Its net worth ratio of 9.7% trails most similarly sized credit unions (26th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.34% return on assets. No consumer complaints against Eagle Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$411.4M
$100M–1B institution
Members
23,159
Shares & deposits
Net worth ratio
9.7%
Bottom 26% of $100M–1B peers · California median 11.1%
Return on assets
0.3%
Bottom 25% of $100M–1B peers · California median 0.5%
Rank in California
#156
of 241 credit unions

How Eagle Community compares to California peers

Net worth ratio
Bottom 26% of $100M–1B peers
Eagle Community
9.7%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
Eagle Community
0.3%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Eagle Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.34%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eagle Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Eagle Community insured?

Yes. Eagle Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eagle Community: frequently asked questions

Is Eagle Community a good credit union?

Eagle Community earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.34%).

Is Eagle Community NCUA-insured?

Yes. Eagle Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Eagle Community?

Eagle Community holds $411 million in total assets, ranking 156th of 241 credit unions we track in California. It serves 23,159 members.

Does Eagle Community have CFPB complaints?

No CFPB complaints against Eagle Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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