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credit union

Cahp

Sacramento, CA · Est. 1969
B
Trust Grade
Strong
Score: 84/100

Cahp is a credit union based in Sacramento, California, established in 1969, with $404 million in total assets serving 22,695 members. By Trust Grade it ranks 164th of 241 credit unions we track in California. Its net worth ratio of 8.8% trails most similarly sized credit unions (12th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against Cahp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$404.0M
$100M–1B institution
Members
22,695
Shares & deposits
Net worth ratio
8.8%
Bottom 12% of $100M–1B peers · California median 11.1%
Return on assets
0.7%
Top 49% of $100M–1B peers · California median 0.5%
Rank in California
#164
of 241 credit unions

How Cahp compares to California peers

Net worth ratio
Bottom 12% of $100M–1B peers
Cahp
8.8%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Cahp
0.7%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Cahp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cahp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cahp insured?

Yes. Cahp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cahp: frequently asked questions

Is Cahp a good credit union?

Cahp earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.69%).

Is Cahp NCUA-insured?

Yes. Cahp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cahp?

Cahp holds $404 million in total assets, ranking 164th of 241 credit unions we track in California. It serves 22,695 members.

Does Cahp have CFPB complaints?

No CFPB complaints against Cahp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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