Santa Barbara Teachers
Santa Barbara Teachers is a credit union based in Santa Barbara, California, established in 1937, with $310 million in total assets serving 9,188 members. By Trust Grade it ranks 27th of 241 credit unions we track in California. Its net worth ratio of 13.6% is stronger than 77% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Santa Barbara Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Santa Barbara Teachers compares to California peers
How we graded Santa Barbara Teachers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Santa Barbara Teachers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Santa Barbara Teachers insured?
Yes. Santa Barbara Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Santa Barbara Teachers: frequently asked questions
Is Santa Barbara Teachers a good credit union?
Santa Barbara Teachers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.94%).
Is Santa Barbara Teachers NCUA-insured?
Yes. Santa Barbara Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Santa Barbara Teachers?
Santa Barbara Teachers holds $310 million in total assets, ranking 27th of 241 credit unions we track in California. It serves 9,188 members.
Does Santa Barbara Teachers have CFPB complaints?
No CFPB complaints against Santa Barbara Teachers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
