Downey
Downey is a credit union based in Downey, California, established in 1957, with $331 million in total assets serving 19,401 members. By Trust Grade it ranks 184th of 241 credit unions we track in California. Its net worth ratio of 8.6% trails most similarly sized credit unions (10th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Downey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Downey compares to California peers
How we graded Downey
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Downey over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Downey insured?
Yes. Downey is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Downey: frequently asked questions
Is Downey a good credit union?
Downey earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.33%).
Is Downey NCUA-insured?
Yes. Downey is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Downey?
Downey holds $331 million in total assets, ranking 184th of 241 credit unions we track in California. It serves 19,401 members.
Does Downey have CFPB complaints?
No CFPB complaints against Downey appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
