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credit union

Families And Schools Together

Hanford, CA · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Families And Schools Together is a credit union based in Hanford, California, established in 1954, with $328 million in total assets serving 18,798 members. By Trust Grade it ranks 5th of 241 credit unions we track in California. Its net worth ratio of 19.5% is stronger than 97% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 2.48% return on assets. No consumer complaints against Families And Schools Together appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$328.1M
$100M–1B institution
Members
18,798
Shares & deposits
Net worth ratio
19.5%
Top 3% of $100M–1B peers · California median 11.1%
Return on assets
2.5%
Top 1% of $100M–1B peers · California median 0.5%
Rank in California
#5
of 241 credit unions

How Families And Schools Together compares to California peers

Net worth ratio
Top 3% of $100M–1B peers
Families And
19.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $100M–1B peers
Families And
2.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Families And Schools Together

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.5% capital ratio)
  • Strongly profitable (ROA 2.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Families And Schools Together over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Families And Schools Together insured?

Yes. Families And Schools Together is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Families And Schools Together: frequently asked questions

Is Families And Schools Together a good credit union?

Families And Schools Together earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.5% capital ratio); Strongly profitable (ROA 2.48%).

Is Families And Schools Together NCUA-insured?

Yes. Families And Schools Together is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Families And Schools Together?

Families And Schools Together holds $328 million in total assets, ranking 5th of 241 credit unions we track in California. It serves 18,798 members.

Does Families And Schools Together have CFPB complaints?

No CFPB complaints against Families And Schools Together appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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