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credit union

Pine

Pine Bluff, AR · Est. 1958
A
Trust Grade
Excellent
Score: 98/100

Pine is a credit union based in Pine Bluff, Arkansas, established in 1958, with $63 million in total assets serving 4,778 members. By Trust Grade it ranks 4th of 48 credit unions we track in Arkansas. Its net worth ratio of 24.2% is stronger than 88% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Pine appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$63.0M
<$100M institution
Members
4,778
Shares & deposits
Net worth ratio
24.2%
Top 12% of <$100M peers · Arkansas median 16.2%
Return on assets
1.4%
Top 19% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#4
of 48 credit unions

How Pine compares to Arkansas peers

Net worth ratio
Top 12% of <$100M peers
Pine
24.2%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of <$100M peers
Pine
1.4%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Pine

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.2% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pine over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pine insured?

Yes. Pine is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pine: frequently asked questions

Is Pine a good credit union?

Pine earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.2% capital ratio); Strongly profitable (ROA 1.35%).

Is Pine NCUA-insured?

Yes. Pine is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pine?

Pine holds $63 million in total assets, ranking 4th of 48 credit unions we track in Arkansas. It serves 4,778 members.

Does Pine have CFPB complaints?

No CFPB complaints against Pine appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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