Alcoa Community
Alcoa Community is a credit union based in Benton, Arkansas, established in 1957, with $69 million in total assets serving 6,065 members. By Trust Grade it ranks 42nd of 48 credit unions we track in Arkansas. Its net worth ratio of 7.8% trails most similarly sized credit unions (4th percentile), versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Alcoa Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alcoa Community compares to Arkansas peers
How we graded Alcoa Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alcoa Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alcoa Community insured?
Yes. Alcoa Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alcoa Community: frequently asked questions
Is Alcoa Community a good credit union?
Alcoa Community earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.23%).
Is Alcoa Community NCUA-insured?
Yes. Alcoa Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alcoa Community?
Alcoa Community holds $69 million in total assets, ranking 42nd of 48 credit unions we track in Arkansas. It serves 6,065 members.
Does Alcoa Community have CFPB complaints?
No CFPB complaints against Alcoa Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
