Skip to main content
credit union

River Valley Community

Camden, AR · Est. 1953
A
Trust Grade
Excellent
Score: 97/100

River Valley Community is a credit union based in Camden, Arkansas, established in 1953, with $65 million in total assets serving 6,775 members. By Trust Grade it ranks 13th of 48 credit unions we track in Arkansas. Its net worth ratio of 13.6% trails most similarly sized credit unions (45th percentile), versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against River Valley Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.6M
<$100M institution
Members
6,775
Shares & deposits
Net worth ratio
13.6%
Bottom 45% of <$100M peers · Arkansas median 16.2%
Return on assets
0.9%
Top 35% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#13
of 48 credit unions

How River Valley Community compares to Arkansas peers

Net worth ratio
Bottom 45% of <$100M peers
River Valley
13.6%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of <$100M peers
River Valley
0.9%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded River Valley Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.6% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for River Valley Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at River Valley Community insured?

Yes. River Valley Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

River Valley Community: frequently asked questions

Is River Valley Community a good credit union?

River Valley Community earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.90%).

Is River Valley Community NCUA-insured?

Yes. River Valley Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is River Valley Community?

River Valley Community holds $65 million in total assets, ranking 13th of 48 credit unions we track in Arkansas. It serves 6,775 members.

Does River Valley Community have CFPB complaints?

No CFPB complaints against River Valley Community appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Pine
credit union · Pine Bluff, AR · $63M assets
Alcoa Community
credit union · Benton, AR · $69M assets
Cotton Belt
credit union · Pine Bluff, AR · $70M assets
Hurricane Creek
credit union · Benton, AR · $74M assets
Truservice Community
credit union · Little Rock, AR · $52M assets
Timberline
credit union · Crossett, AR · $81M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →