Usem Mena
Usem Mena is a credit union based in Mena, Arkansas, established in 1967, with $2 million in total assets serving 397 members. By Trust Grade it ranks 7th of 48 credit unions we track in Arkansas. Its net worth ratio of 33.8% is stronger than 96% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Usem Mena appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Usem Mena compares to Arkansas peers
How we graded Usem Mena
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (33.8% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Usem Mena over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Usem Mena insured?
Yes. Usem Mena is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Usem Mena: frequently asked questions
Is Usem Mena a good credit union?
Usem Mena earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (33.8% capital ratio); Strongly profitable (ROA 1.35%).
Is Usem Mena NCUA-insured?
Yes. Usem Mena is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Usem Mena?
Usem Mena holds $2 million in total assets, ranking 7th of 48 credit unions we track in Arkansas. It serves 397 members.
Does Usem Mena have CFPB complaints?
No CFPB complaints against Usem Mena appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
