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credit union

People Trust Community

Little Rock, AR · Est. 2022
F
Trust Grade
Weak
Score: 13/100

People Trust Community is a credit union based in Little Rock, Arkansas, established in 2022, with $1 million in total assets serving 1,830 members. By Trust Grade it ranks 48th of 48 credit unions we track in Arkansas. Its net worth ratio of -91.1% trails most similarly sized credit unions (0th percentile), versus a Arkansas median of 16.2%. It posted a loss over the most recent period (-199.39% return on assets), a point to watch. No consumer complaints against People Trust Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5M
<$100M institution
Members
1,830
Shares & deposits
Net worth ratio
-91.1%
Bottom 0% of <$100M peers · Arkansas median 16.2%
Return on assets
-199.4%
Bottom 0% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#48
of 48 credit unions

How People Trust Community compares to Arkansas peers

Net worth ratio
Bottom 0% of <$100M peers
People Trust
-91.1%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 0% of <$100M peers
People Trust
-199.4%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded People Trust Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
13/100
Customer experience
n/a
Overall
F · 13
  • Below the well-capitalized threshold (-91.1%)
  • Unprofitable over the period (ROA -199.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for People Trust Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at People Trust Community insured?

Yes. People Trust Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

People Trust Community: frequently asked questions

Is People Trust Community a good credit union?

People Trust Community earns a Bankzia Trust Grade of F (13/100, "Weak"), based on a financial-strength score of 13/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (-91.1%); Unprofitable over the period (ROA -199.39%).

Is People Trust Community NCUA-insured?

Yes. People Trust Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is People Trust Community?

People Trust Community holds $1 million in total assets, ranking 48th of 48 credit unions we track in Arkansas. It serves 1,830 members.

Does People Trust Community have CFPB complaints?

No CFPB complaints against People Trust Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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