credit union

Arkansas Kraft Employees

Morrilton, AR · Est. 1966
A
Trust Grade
Excellent
Score: 94/100

Arkansas Kraft Employees is a credit union based in Morrilton, Arkansas, established in 1966, with $4 million in total assets serving 523 members. By Trust Grade it ranks 23rd of 48 credit unions we track in Arkansas. Its net worth ratio of 28.3% is stronger than 93% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Arkansas Kraft Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5M
<$100M institution
Members
523
Shares & deposits
—
Net worth ratio
28.3%
Top 7% of <$100M peers · Arkansas median 16.2%
Return on assets
0.5%
Bottom 43% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#23
of 48 credit unions

How Arkansas Kraft Employees compares to Arkansas peers

Net worth ratio
Top 7% of <$100M peers
Arkansas Kraft
28.3%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Arkansas Kraft
0.5%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Arkansas Kraft Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (28.3% capital ratio)
  • Profitable (ROA 0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arkansas Kraft Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arkansas Kraft Employees insured?

Yes. Arkansas Kraft Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arkansas Kraft Employees: frequently asked questions

Is Arkansas Kraft Employees a good credit union?

Arkansas Kraft Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (28.3% capital ratio); Profitable (ROA 0.46%).

Is Arkansas Kraft Employees NCUA-insured?

Yes. Arkansas Kraft Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arkansas Kraft Employees?

Arkansas Kraft Employees holds $4 million in total assets, ranking 23rd of 48 credit unions we track in Arkansas. It serves 523 members.

Does Arkansas Kraft Employees have CFPB complaints?

No CFPB complaints against Arkansas Kraft Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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