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credit union

Fort Roots

North Little Ro, AR · Est. 1935
A
Trust Grade
Excellent
Score: 91/100

Fort Roots is a credit union based in North Little Ro, Arkansas, established in 1935, with $7 million in total assets serving 872 members. By Trust Grade it ranks 27th of 48 credit unions we track in Arkansas. Its net worth ratio of 13.4% trails most similarly sized credit unions (44th percentile), versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Fort Roots appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.7M
<$100M institution
Members
872
Shares & deposits
Net worth ratio
13.4%
Bottom 44% of <$100M peers · Arkansas median 16.2%
Return on assets
0.1%
Bottom 24% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#27
of 48 credit unions

How Fort Roots compares to Arkansas peers

Net worth ratio
Bottom 44% of <$100M peers
Fort Roots
13.4%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Fort Roots
0.1%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fort Roots

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fort Roots over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fort Roots insured?

Yes. Fort Roots is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fort Roots: frequently asked questions

Is Fort Roots a good credit union?

Fort Roots earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.07%).

Is Fort Roots NCUA-insured?

Yes. Fort Roots is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fort Roots?

Fort Roots holds $7 million in total assets, ranking 27th of 48 credit unions we track in Arkansas. It serves 872 members.

Does Fort Roots have CFPB complaints?

No CFPB complaints against Fort Roots appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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