credit union

Nrs Community Development

Birmingham, AL · Est. 1996
B
Trust Grade
Strong
Score: 89/100

Nrs Community Development is a credit union based in Birmingham, Alabama, established in 1996, with $1 million in total assets serving 923 members. By Trust Grade it ranks 64th of 89 credit unions we track in Alabama. Its net worth ratio of 14.3% is stronger than 50% of similarly sized credit unions, versus a Alabama median of 14.2%. It posted a loss over the most recent period (-0.11% return on assets), a point to watch. No consumer complaints against Nrs Community Development appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3M
<$100M institution
Members
923
Shares & deposits
—
Net worth ratio
14.3%
Top 50% of <$100M peers · Alabama median 14.2%
Return on assets
-0.1%
Bottom 19% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#64
of 89 credit unions

How Nrs Community Development compares to Alabama peers

Net worth ratio
Top 50% of <$100M peers
Nrs Community
14.3%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of <$100M peers
Nrs Community
-0.1%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Nrs Community Development

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (14.3% capital ratio)
  • Unprofitable over the period (ROA -0.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Nrs Community Development over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Nrs Community Development insured?

Yes. Nrs Community Development is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Nrs Community Development: frequently asked questions

Is Nrs Community Development a good credit union?

Nrs Community Development earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Unprofitable over the period (ROA -0.11%).

Is Nrs Community Development NCUA-insured?

Yes. Nrs Community Development is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Nrs Community Development?

Nrs Community Development holds $1 million in total assets, ranking 64th of 89 credit unions we track in Alabama. It serves 923 members.

Does Nrs Community Development have CFPB complaints?

No CFPB complaints against Nrs Community Development appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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