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credit union

Andalusia Mills Employees Credit As

Andalusia, AL · Est. 1983
A
Trust Grade
Excellent
Score: 97/100

Andalusia Mills Employees Credit As is a credit union based in Andalusia, Alabama, established in 1983, with $3 million in total assets serving 887 members. By Trust Grade it ranks 27th of 89 credit unions we track in Alabama. Its net worth ratio of 20.6% is stronger than 80% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Andalusia Mills Employees Credit As appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.2M
<$100M institution
Members
887
Shares & deposits
Net worth ratio
20.6%
Top 20% of <$100M peers · Alabama median 14.2%
Return on assets
0.9%
Top 37% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#27
of 89 credit unions

How Andalusia Mills Employees Credit As compares to Alabama peers

Net worth ratio
Top 20% of <$100M peers
Andalusia Mills
20.6%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of <$100M peers
Andalusia Mills
0.9%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Andalusia Mills Employees Credit As

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (20.6% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Andalusia Mills Employees Credit As over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Andalusia Mills Employees Credit As insured?

Yes. Andalusia Mills Employees Credit As is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Andalusia Mills Employees Credit As: frequently asked questions

Is Andalusia Mills Employees Credit As a good credit union?

Andalusia Mills Employees Credit As earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (20.6% capital ratio); Profitable (ROA 0.86%).

Is Andalusia Mills Employees Credit As NCUA-insured?

Yes. Andalusia Mills Employees Credit As is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Andalusia Mills Employees Credit As?

Andalusia Mills Employees Credit As holds $3 million in total assets, ranking 27th of 89 credit unions we track in Alabama. It serves 887 members.

Does Andalusia Mills Employees Credit As have CFPB complaints?

No CFPB complaints against Andalusia Mills Employees Credit As appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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