Councill
Councill is a credit union based in Normal, Alabama, established in 1954, with $3 million in total assets serving 619 members. By Trust Grade it ranks 5th of 89 credit unions we track in Alabama. Its net worth ratio of 16.4% is stronger than 63% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 2.78% return on assets. No consumer complaints against Councill appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Councill compares to Alabama peers
How we graded Councill
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.4% capital ratio)
- Strongly profitable (ROA 2.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Councill over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Councill insured?
Yes. Councill is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Councill: frequently asked questions
Is Councill a good credit union?
Councill earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.4% capital ratio); Strongly profitable (ROA 2.78%).
Is Councill NCUA-insured?
Yes. Councill is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Councill?
Councill holds $3 million in total assets, ranking 5th of 89 credit unions we track in Alabama. It serves 619 members.
Does Councill have CFPB complaints?
No CFPB complaints against Councill appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
