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Pinnacle Bank - Wyoming

Cody, WY · Est. 1918 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Pinnacle Bank - Wyoming is a bank based in Cody, Wyoming, established in 1918, with $1.3 billion in total assets across 15 branches. By Trust Grade it ranks 7th of 24 banks we track in Wyoming. Its capital ratio of 9.4% trails most similarly sized banks (33th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Pinnacle Bank - Wyoming appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.1B
Branches
15
Capital ratio
9.4%
Bottom 33% of $1B–10B peers · Wyoming median 9.4%
Return on assets
1.6%
Top 23% of $1B–10B peers · Wyoming median 1.22%
Rank in Wyoming
#7
of 24 banks

How Pinnacle Bank - Wyoming compares to Wyoming peers

Capital ratio
Bottom 33% of $1B–10B peers
Pinnacle Bank
9.4%
Wyoming median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $1B–10B peers
Pinnacle Bank
1.6%
Wyoming median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Pinnacle Bank - Wyoming

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pinnacle Bank - Wyoming over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 602 E Converse St, Moorcroft, WY 82721
  • 125 S 5th St, Thermopolis, WY 82443
  • 1702 Sheridan Ave, Cody, WY 82414
  • 1401 Washington Blvd, Newcastle, WY 82701
  • 2000 Main St, Torrington, WY 82240
  • 1700 Goodnight Trl, Cheyenne, WY 82007
  • 1151 Broadway St, Mitchell, NE 69357
  • 3518 Dell Range Blvd, Cheyenne, WY 82009
  • 1941 West A Street, Torrington, WY 82240
  • 644 Big Horn Ave, Worland, WY 82401
  • 2000 Main St, Torrington, WY 82240
  • 815 Madison St, Gillette, WY 82718
  • 175 N Evarts St, Powell, WY 82435
  • 866 N 4th St, Suite 4, Laramie, WY 82072
  • 644 Big Horn Ave, Worland, WY 82401

Are deposits at Pinnacle Bank - Wyoming insured?

Yes. Pinnacle Bank - Wyoming is an FDIC-insured bank (FDIC certificate #2232). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pinnacle Bank - Wyoming: frequently asked questions

Is Pinnacle Bank - Wyoming a good bank?

Pinnacle Bank - Wyoming earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.64%).

Is Pinnacle Bank - Wyoming FDIC-insured?

Yes. Pinnacle Bank - Wyoming is a FDIC-insured bank (FDIC certificate #2232). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pinnacle Bank - Wyoming?

Pinnacle Bank - Wyoming holds $1.3 billion in total assets, ranking 7th of 24 banks we track in Wyoming. It operates 15 branches.

Does Pinnacle Bank - Wyoming have CFPB complaints?

No CFPB complaints against Pinnacle Bank - Wyoming appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Hilltop National Bank
bank · Casper, WY · $1.1B assets · 87 complaints
The Converse County Bank
bank · Douglas, WY · $1.1B assets
First Northern Bank Of Wyoming
bank · Buffalo, WY · $947M assets
Platte Valley Bank
bank · Torrington, WY · $804M assets
First Federal Bank & Trust
bank · Sheridan, WY · $632M assets
First National Bank Of Gillette
bank · Gillette, WY · $626M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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