First Federal Bank & Trust is a bank based in Sheridan, Wyoming, established in 1935, with $632 million in total assets across 3 branches. By Trust Grade it ranks 10th of 24 banks we track in Wyoming. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against First Federal Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Bank & Trust compares to Wyoming peers
How we graded First Federal Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 671 Illinois St, Sheridan, WY 82801
- 146 W Brundage Ln, Sheridan, WY 82801
- 645 Henry Chapple St, Billings, MT 59106
Are deposits at First Federal Bank & Trust insured?
Yes. First Federal Bank & Trust is an FDIC-insured bank (FDIC certificate #29537). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Bank & Trust: frequently asked questions
Is First Federal Bank & Trust a good bank?
First Federal Bank & Trust earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.58%).
Is First Federal Bank & Trust FDIC-insured?
Yes. First Federal Bank & Trust is a FDIC-insured bank (FDIC certificate #29537). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Bank & Trust?
First Federal Bank & Trust holds $632 million in total assets, ranking 10th of 24 banks we track in Wyoming. It operates 3 branches.
Does First Federal Bank & Trust have CFPB complaints?
No CFPB complaints against First Federal Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
