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Hilltop National Bank

Casper, WY · Est. 1964 · Website ↗
D
Trust Grade
Below average
Score: 68/100

Hilltop National Bank is a bank based in Casper, Wyoming, established in 1964, with $1.1 billion in total assets across 7 branches. By Trust Grade it ranks 23rd of 24 banks we track in Wyoming. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 1.68% return on assets. Consumers filed 87 complaints about HILLTOP HOLDINGS, INC with the CFPB — 76.1 per $1B in assets, a higher rate than 93% of peers.

Total assets
$1.1B
$1B–10B institution
Deposits
$1.0B
Branches
7
Capital ratio
8.5%
Bottom 15% of $1B–10B peers · Wyoming median 9.4%
Return on assets
1.7%
Top 21% of $1B–10B peers · Wyoming median 1.22%
Rank in Wyoming
#23
of 24 banks

How Hilltop National Bank compares to Wyoming peers

Capital ratio
Bottom 15% of $1B–10B peers
Hilltop National
8.5%
Wyoming median
9.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 21% of $1B–10B peers
Hilltop National
1.7%
Wyoming median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Hilltop National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
44.189655172413794/100
Overall
D · 68
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • 76.1 complaints per $1B in assets

Consumer complaints (CFPB)

87 complaints filed with the CFPB against HILLTOP HOLDINGS, INC — 76.1 per $1B in assets.

Total complaints
87
Per $1B assets
76.1
Lower = better
Answered on time
100.0%
Closed with relief
3.4%
Complaints by product
Mortgage
64
Checking or savings account
9
Credit reporting or other personal consumer reports
9
Credit reporting, credit repair services, or other personal consumer reports
2
Money transfer, virtual currency, or money service
2

Branch locations (7)

  • 300 Country Club Rd, Casper, WY 82609
  • 4085 Cy Ave, Casper, WY 82604
  • 449 E 1st St, Casper, WY 82601
  • 111 S Durbin St, Casper, WY 82601
  • 313 S 4th St, Glenrock, WY 82637
  • 101 W 19th St, Cheyenne, WY 82001
  • 4140 Centennial Hills Blvd, Casper, WY 82609

Are deposits at Hilltop National Bank insured?

Yes. Hilltop National Bank is an FDIC-insured bank (FDIC certificate #19184). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hilltop National Bank: frequently asked questions

Is Hilltop National Bank a good bank?

Hilltop National Bank earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 92/100 and a customer-experience score of 44.189655172413794/100. Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.68%).

Is Hilltop National Bank FDIC-insured?

Yes. Hilltop National Bank is a FDIC-insured bank (FDIC certificate #19184). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hilltop National Bank?

Hilltop National Bank holds $1.1 billion in total assets, ranking 23rd of 24 banks we track in Wyoming. It operates 7 branches.

How many complaints does Hilltop National Bank have?

Consumers filed 87 complaints about HILLTOP HOLDINGS, INC with the CFPB, or 76.1 per $1B in assets. 100% were answered on time. 3% closed with relief to the consumer.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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