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River Bank

Stoddard, WI · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

River Bank is a bank based in Stoddard, Wisconsin, established in 1911, with $1.1 billion in total assets across 13 branches. By Trust Grade it ranks 75th of 154 banks we track in Wisconsin. Its capital ratio of 11.6% is stronger than 72% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against River Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$795.0M
Branches
13
Capital ratio
11.6%
Top 28% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
0.9%
Bottom 23% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#75
of 154 banks

How River Bank compares to Wisconsin peers

Capital ratio
Top 28% of $1B–10B peers
River Bank
11.6%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $1B–10B peers
River Bank
0.9%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded River Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for River Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 4401 Mormon Coulee Rd, La Crosse, WI 54601
  • 4000 Corporate Dr, Holmen, WI 54636
  • 900 Maple Ave, Sparta, WI 54656
  • 124 W Oak St, Sparta, WI 54656
  • 1232 Rose St, La Crosse, WI 54603
  • 101 Stenslien St, Westby, WI 54667
  • 300 Central Ave, Coon Valley, WI 54623
  • 1301 Superior Ave, Tomah, WI 54660
  • 204 Leonard St N, West Salem, WI 54669
  • 88 Crawford St, De Soto, WI 54624
  • 1606 Commercial St, Bangor, WI 54614
  • 161 Main St, Ferryville, WI 54628
  • 145 N Main St, Stoddard, WI 54658

Are deposits at River Bank insured?

Yes. River Bank is an FDIC-insured bank (FDIC certificate #14995). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

River Bank: frequently asked questions

Is River Bank a good bank?

River Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.85%).

Is River Bank FDIC-insured?

Yes. River Bank is a FDIC-insured bank (FDIC certificate #14995). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is River Bank?

River Bank holds $1.1 billion in total assets, ranking 75th of 154 banks we track in Wisconsin. It operates 13 branches.

Does River Bank have CFPB complaints?

No CFPB complaints against River Bank appear in our data over the analysis window, which is typical for a bank of this size.

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The Port Washington State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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