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The Port Washington State Bank

Port Washington, WI · Est. 1899 · Website ↗
B
Trust Grade
Strong
Score: 84/100

The Port Washington State Bank is a bank based in Port Washington, Wisconsin, established in 1899, with $1.0 billion in total assets across 8 branches. By Trust Grade it ranks 147th of 154 banks we track in Wisconsin. Its capital ratio of 7.0% trails most similarly sized banks (4th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against The Port Washington State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$922.9M
Branches
8
Capital ratio
7.0%
Bottom 4% of $1B–10B peers · Wisconsin median 10.4%
Return on assets
0.5%
Bottom 11% of $1B–10B peers · Wisconsin median 1.2%
Rank in Wisconsin
#147
of 154 banks

How The Port Washington State Bank compares to Wisconsin peers

Capital ratio
Bottom 4% of $1B–10B peers
The Port
7.0%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of $1B–10B peers
The Port
0.5%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Port Washington State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.0% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Port Washington State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 201 Regal Dr, Fredonia, WI 53021
  • 545 Main St, Belgium, WI 53004
  • 601 E Green Bay Ave, Saukville, WI 53080
  • W61 N526 Washington Avenue, Cedarburg, WI 53012
  • 2080 Washington St, Grafton, WI 53024
  • 206 N Franklin St, Port Washington, WI 53074
  • 197 S Main St, Thiensville, WI 53092
  • 10509 N Port Washington Rd, Mequon, WI 53092

Are deposits at The Port Washington State Bank insured?

Yes. The Port Washington State Bank is an FDIC-insured bank (FDIC certificate #8698). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Port Washington State Bank: frequently asked questions

Is The Port Washington State Bank a good bank?

The Port Washington State Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Profitable (ROA 0.55%).

Is The Port Washington State Bank FDIC-insured?

Yes. The Port Washington State Bank is a FDIC-insured bank (FDIC certificate #8698). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Port Washington State Bank?

The Port Washington State Bank holds $1.0 billion in total assets, ranking 147th of 154 banks we track in Wisconsin. It operates 8 branches.

Does The Port Washington State Bank have CFPB complaints?

No CFPB complaints against The Port Washington State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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