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Peoples State Bank

Prairie Du Chien, WI · Est. 1915 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Peoples State Bank is a bank based in Prairie Du Chien, Wisconsin, established in 1915, with $973 million in total assets across 19 branches. By Trust Grade it ranks 73rd of 154 banks we track in Wisconsin. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Peoples State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$973.3M
$100M–1B institution
Deposits
$792.0M
Branches
19
Capital ratio
9.9%
Bottom 45% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.4%
Top 38% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#73
of 154 banks

How Peoples State Bank compares to Wisconsin peers

Capital ratio
Bottom 45% of $100M–1B peers
Peoples State
9.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
Peoples State
1.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Peoples State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 15 Goethe St, Guttenberg, IA 52052
  • 1275 10th St, Fennimore, WI 53809
  • 133 N Main St, Patch Grove, WI 53817
  • 101 Sunbeam Blvd, Soldiers Grove, WI 54655
  • 106 S Business St, Wauzeka, WI 53826
  • 1000 East Lapointe Street, Prairie Du Chien, WI 53821
  • 116 E Main St, Mt. Hope, WI 53816
  • 1609 Elm St, Boscobel, WI 53805
  • 161 Main St, Seneca, WI 54654
  • 100 Rosalyn Ave, Dickeyville, WI 53808
  • 154 Main St, Mcgregor, IA 52157
  • 103 N Main St, Eastman, WI 54626
  • 415 W Chestnut St, Harpers Ferry, IA 52146
  • 802 West Main Street, Waukon, IA 52172
  • 445 Canal St, Bloomington, WI 53804
  • 302 S Madison St, Lancaster, WI 53813
  • 301 E Blackhawk Ave, Prairie Du Chien, WI 53821
  • 102 S Main St, Potosi, WI 53820
  • 101 N Main St, Viroqua, WI 54665

Are deposits at Peoples State Bank insured?

Yes. Peoples State Bank is an FDIC-insured bank (FDIC certificate #12814). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples State Bank: frequently asked questions

Is Peoples State Bank a good bank?

Peoples State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.40%).

Is Peoples State Bank FDIC-insured?

Yes. Peoples State Bank is a FDIC-insured bank (FDIC certificate #12814). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples State Bank?

Peoples State Bank holds $973 million in total assets, ranking 73rd of 154 banks we track in Wisconsin. It operates 19 branches.

Does Peoples State Bank have CFPB complaints?

No CFPB complaints against Peoples State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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