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Community First Bank

Rosholt, WI · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Community First Bank is a bank based in Rosholt, Wisconsin, established in 1904, with $101 million in total assets across 3 branches. By Trust Grade it ranks 127th of 154 banks we track in Wisconsin. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Community First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$101.4M
$100M–1B institution
Deposits
$83.4M
Branches
3
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#127
of 154 banks

How Community First Bank compares to Wisconsin peers

Capital ratio
Bottom 23% of $100M–1B peers
Community First
8.6%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Community First
0.7%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Community First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 211311 State Rd 49, Elderon, WI 54429
  • 5525 Us Highway 10 E, Stevens Point, WI 54482
  • 275 W Grand Ave, Rosholt, WI 54473

Are deposits at Community First Bank insured?

Yes. Community First Bank is an FDIC-insured bank (FDIC certificate #12512). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Bank: frequently asked questions

Is Community First Bank a good bank?

Community First Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.67%).

Is Community First Bank FDIC-insured?

Yes. Community First Bank is a FDIC-insured bank (FDIC certificate #12512). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community First Bank?

Community First Bank holds $101 million in total assets, ranking 127th of 154 banks we track in Wisconsin. It operates 3 branches.

Does Community First Bank have CFPB complaints?

No CFPB complaints against Community First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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