Independence State Bank is a bank based in Independence, Wisconsin, established in 1897, with $86 million in total assets across 3 branches. By Trust Grade it ranks 68th of 154 banks we track in Wisconsin. Its capital ratio of 9.8% trails most similarly sized banks (29th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Independence State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Independence State Bank compares to Wisconsin peers
How we graded Independence State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Independence State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 401 E Menomonie St, Elk Mound, WI 54739
- 2495 Commercial Blvd, Chippewa Falls, WI 54729
- 23942 Senty Dr, Independence, WI 54747
Are deposits at Independence State Bank insured?
Yes. Independence State Bank is an FDIC-insured bank (FDIC certificate #10741). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Independence State Bank: frequently asked questions
Is Independence State Bank a good bank?
Independence State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.12%).
Is Independence State Bank FDIC-insured?
Yes. Independence State Bank is a FDIC-insured bank (FDIC certificate #10741). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Independence State Bank?
Independence State Bank holds $86 million in total assets, ranking 68th of 154 banks we track in Wisconsin. It operates 3 branches.
Does Independence State Bank have CFPB complaints?
No CFPB complaints against Independence State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
