Black River Country Bank is a bank based in Black River Falls, Wisconsin, established in 1907, with $101 million in total assets across 2 branches. By Trust Grade it ranks 135th of 154 banks we track in Wisconsin. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Black River Country Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Black River Country Bank compares to Wisconsin peers
How we graded Black River Country Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Black River Country Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 401 N Washington St, Melrose, WI 54642
- 221 Main St, Black River Falls, WI 54615
Are deposits at Black River Country Bank insured?
Yes. Black River Country Bank is an FDIC-insured bank (FDIC certificate #15152). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Black River Country Bank: frequently asked questions
Is Black River Country Bank a good bank?
Black River Country Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.31%).
Is Black River Country Bank FDIC-insured?
Yes. Black River Country Bank is a FDIC-insured bank (FDIC certificate #15152). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Black River Country Bank?
Black River Country Bank holds $101 million in total assets, ranking 135th of 154 banks we track in Wisconsin. It operates 2 branches.
Does Black River Country Bank have CFPB complaints?
No CFPB complaints against Black River Country Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
