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Bluff View Bank

Galesville, WI · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Bluff View Bank is a bank based in Galesville, Wisconsin, established in 1883, with $154 million in total assets across 3 branches. By Trust Grade it ranks 119th of 154 banks we track in Wisconsin. Its capital ratio of 13.9% is stronger than 85% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.22% return on assets. No consumer complaints against Bluff View Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$153.8M
$100M–1B institution
Deposits
$120.4M
Branches
3
Capital ratio
13.9%
Top 15% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#119
of 154 banks

How Bluff View Bank compares to Wisconsin peers

Capital ratio
Top 15% of $100M–1B peers
Bluff View
13.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Bluff View
0.2%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bluff View Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (13.9% capital ratio)
  • Profitable (ROA 0.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bluff View Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 24480 3rd St, Trempealeau, WI 54661
  • 1749 Spakenburg Rd, Holmen, WI 54636
  • 16893 S Main St, Galesville, WI 54630

Are deposits at Bluff View Bank insured?

Yes. Bluff View Bank is an FDIC-insured bank (FDIC certificate #8693). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bluff View Bank: frequently asked questions

Is Bluff View Bank a good bank?

Bluff View Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.22%).

Is Bluff View Bank FDIC-insured?

Yes. Bluff View Bank is a FDIC-insured bank (FDIC certificate #8693). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bluff View Bank?

Bluff View Bank holds $154 million in total assets, ranking 119th of 154 banks we track in Wisconsin. It operates 3 branches.

Does Bluff View Bank have CFPB complaints?

No CFPB complaints against Bluff View Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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