Skip to main content
bank

Oakwood Bank

Pigeon Falls, WI · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Oakwood Bank is a bank based in Pigeon Falls, Wisconsin, established in 1920, with $151 million in total assets across 4 branches. By Trust Grade it ranks 15th of 154 banks we track in Wisconsin. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Oakwood Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$151.4M
$100M–1B institution
Deposits
$119.5M
Branches
4
Capital ratio
10.9%
Top 39% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.4%
Top 38% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#15
of 154 banks

How Oakwood Bank compares to Wisconsin peers

Capital ratio
Top 39% of $100M–1B peers
Oakwood Bank
10.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
Oakwood Bank
1.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Oakwood Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oakwood Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1214 W Lincoln St, Augusta, WI 54722
  • 2901 Mall Dr, Eau Claire, WI 54701
  • 140 Main St, Rollingstone, MN 55969
  • 40214 S Ekern Avenue, Pigeon Falls, WI 54760

Are deposits at Oakwood Bank insured?

Yes. Oakwood Bank is an FDIC-insured bank (FDIC certificate #13030). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oakwood Bank: frequently asked questions

Is Oakwood Bank a good bank?

Oakwood Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.40%).

Is Oakwood Bank FDIC-insured?

Yes. Oakwood Bank is a FDIC-insured bank (FDIC certificate #13030). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oakwood Bank?

Oakwood Bank holds $151 million in total assets, ranking 15th of 154 banks we track in Wisconsin. It operates 4 branches.

Does Oakwood Bank have CFPB complaints?

No CFPB complaints against Oakwood Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Pineries Bank
bank · Stevens Point, WI · $149M assets
Waldo State Bank
bank · Waldo, WI · $153M assets
Bluff View Bank
bank · Galesville, WI · $154M assets
Greenleaf Bank
bank · Greenleaf, WI · $154M assets
State Bank Of Reeseville
bank · Reeseville, WI · $158M assets
Bank Of Cashton
bank · Cashton, WI · $145M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →