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First Community Bank

Milton, WI · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Community Bank is a bank based in Milton, Wisconsin, established in 1911, with $163 million in total assets across 1 branch. By Trust Grade it ranks 95th of 154 banks we track in Wisconsin. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against First Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$162.7M
$100M–1B institution
Deposits
$146.1M
Branches
1
Capital ratio
9.2%
Bottom 32% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.9%
Top 17% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#95
of 154 banks

How First Community Bank compares to Wisconsin peers

Capital ratio
Bottom 32% of $100M–1B peers
First Community
9.2%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
First Community
1.9%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 202 Merchant Row, Milton, WI 53563

Are deposits at First Community Bank insured?

Yes. First Community Bank is an FDIC-insured bank (FDIC certificate #11225). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community Bank: frequently asked questions

Is First Community Bank a good bank?

First Community Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.85%).

Is First Community Bank FDIC-insured?

Yes. First Community Bank is a FDIC-insured bank (FDIC certificate #11225). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Community Bank?

First Community Bank holds $163 million in total assets, ranking 95th of 154 banks we track in Wisconsin. It operates 1 branch.

Does First Community Bank have CFPB complaints?

No CFPB complaints against First Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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