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Trupoint Bank

Grundy, VA · Est. 1975 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Trupoint Bank is a bank based in Grundy, Virginia, established in 1975, with $703 million in total assets across 16 branches. By Trust Grade it ranks 31st of 56 banks we track in Virginia. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Trupoint Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$703.5M
$100M–1B institution
Deposits
$607.5M
Branches
16
Capital ratio
9.1%
Bottom 31% of $100M–1B peers · Virginia median 10.8%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#31
of 56 banks

How Trupoint Bank compares to Virginia peers

Capital ratio
Bottom 31% of $100M–1B peers
Trupoint Bank
9.1%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Trupoint Bank
1.0%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Trupoint Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.1% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trupoint Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (16)

  • 20089 Riverside Dr, Grundy, VA 24614
  • 32 E Main St, Lebanon, VA 24266
  • 16552 Russell St, Saint Paul, VA 24283
  • 1425 2nd St, Richlands, VA 24641
  • 1009 Walnut St, Grundy, VA 24614
  • 2305 Lee Hwy, Bristol, VA 24201
  • 914 W Main St, Abingdon, VA 24210
  • 10881 Riverside Dr, Oakwood, VA 24631
  • 441 Richmond St, Church Hill, TN 37642
  • 1104 E Main St, Rogersville, TN 37857
  • 444 E Center St, Kingsport, TN 37660
  • 709 Med Tech Pkwy, Johnson City, TN 37604
  • 13250 Governor G C Peery Hwy, Pounding Mill, VA 24637
  • 809 W Main St, Rogersville, TN 37857
  • 600 E Main St, Abingdon, VA 24212
  • 116 Executive Park, Asheville, NC 28801

Are deposits at Trupoint Bank insured?

Yes. Trupoint Bank is an FDIC-insured bank (FDIC certificate #21883). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trupoint Bank: frequently asked questions

Is Trupoint Bank a good bank?

Trupoint Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 1.00%).

Is Trupoint Bank FDIC-insured?

Yes. Trupoint Bank is a FDIC-insured bank (FDIC certificate #21883). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Trupoint Bank?

Trupoint Bank holds $703 million in total assets, ranking 31st of 56 banks we track in Virginia. It operates 16 branches.

Does Trupoint Bank have CFPB complaints?

No CFPB complaints against Trupoint Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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