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Powell Valley National Bank

Jonesville, VA · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Powell Valley National Bank is a bank based in Jonesville, Virginia, established in 1888, with $518 million in total assets across 7 branches. By Trust Grade it ranks 38th of 56 banks we track in Virginia. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Powell Valley National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$518.0M
$100M–1B institution
Deposits
$465.8M
Branches
7
Capital ratio
9.5%
Bottom 39% of $100M–1B peers · Virginia median 10.8%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Virginia median 1.12%
Rank in Virginia
#38
of 56 banks

How Powell Valley National Bank compares to Virginia peers

Capital ratio
Bottom 39% of $100M–1B peers
Powell Valley
9.5%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Powell Valley
0.8%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Powell Valley National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.5% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Powell Valley National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 42180 E Morgan Ave, Pennington Gap, VA 24277
  • 540 W Main St, Wise, VA 24293
  • 211 East Fifth Street, Big Stone Gap, VA 24219
  • 33785 Main Street, Jonesville, VA 24263
  • 301 Duff Patt Hwy, Duffield, VA 24244
  • 240 W Center St, Kingsport, TN 37660
  • 24495 Lee Hwy, Abingdon, VA 24211

Are deposits at Powell Valley National Bank insured?

Yes. Powell Valley National Bank is an FDIC-insured bank (FDIC certificate #6863). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Powell Valley National Bank: frequently asked questions

Is Powell Valley National Bank a good bank?

Powell Valley National Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.77%).

Is Powell Valley National Bank FDIC-insured?

Yes. Powell Valley National Bank is a FDIC-insured bank (FDIC certificate #6863). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Powell Valley National Bank?

Powell Valley National Bank holds $518 million in total assets, ranking 38th of 56 banks we track in Virginia. It operates 7 branches.

Does Powell Valley National Bank have CFPB complaints?

No CFPB complaints against Powell Valley National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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