Citizens Bank And Trust Company is a bank based in Blackstone, Virginia, established in 1873, with $583 million in total assets across 12 branches. By Trust Grade it ranks 22nd of 56 banks we track in Virginia. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 1.89% return on assets. No consumer complaints against Citizens Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank And Trust Company compares to Virginia peers
How we graded Citizens Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 101 N Main St, Blackstone, VA 23824
- 210 Carter St, Crewe, VA 23930
- 102 2nd St Ne, Burkeville, VA 23922
- 9060 N Five Forks Rd, Amelia Court House, VA 23002
- 1575 S Main St, Blackstone, VA 23824
- 1517 W 3rd St, Farmville, VA 23901
- 1712 S Main St, Farmville, VA 23901
- 12101 Olivers Way, Chester, VA 23831
- 497 Southpark Blvd, Colonial Heights, VA 23834
- 622 E Atlantic St, South Hill, VA 23970
- 126 S Main St, Blackstone, VA 23824
- 2501 Anderson Hwy, Powhatan, VA 23139
Are deposits at Citizens Bank And Trust Company insured?
Yes. Citizens Bank And Trust Company is an FDIC-insured bank (FDIC certificate #823). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank And Trust Company: frequently asked questions
Is Citizens Bank And Trust Company a good bank?
Citizens Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.89%).
Is Citizens Bank And Trust Company FDIC-insured?
Yes. Citizens Bank And Trust Company is a FDIC-insured bank (FDIC certificate #823). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank And Trust Company?
Citizens Bank And Trust Company holds $583 million in total assets, ranking 22nd of 56 banks we track in Virginia. It operates 12 branches.
Does Citizens Bank And Trust Company have CFPB complaints?
No CFPB complaints against Citizens Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
