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Northfield Savings Bank

Northfield, VT · Est. 1867 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Northfield Savings Bank is a bank based in Northfield, Vermont, established in 1867, with $1.6 billion in total assets across 13 branches. By Trust Grade it ranks 7th of 12 banks we track in Vermont. Its capital ratio of 9.7% trails most similarly sized banks (39th percentile), versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Northfield Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.3B
Branches
13
Capital ratio
9.7%
Bottom 39% of $1B–10B peers · Vermont median 10.2%
Return on assets
0.6%
Bottom 13% of $1B–10B peers · Vermont median 0.75%
Rank in Vermont
#7
of 12 banks

How Northfield Savings Bank compares to Vermont peers

Capital ratio
Bottom 39% of $1B–10B peers
Northfield Savings
9.7%
Vermont median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Northfield Savings
0.6%
Vermont median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Northfield Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.7% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northfield Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 289 N Main St, Barre, VT 05641
  • 29 S Main St, Waterbury, VT 05676
  • 2 N Main St, Randolph, VT 05060
  • 100 State St, Montpelier, VT 05602
  • 1875 Vermont Route 107, Bethel, VT 05032
  • 200 Mad River Park, Waitsfield, VT 05673
  • 71 Pearl St, Essex Junction, VT 05452
  • 1120 Shelburne Rd, South Burlington, VT 05403
  • 60 Wright Ave, Williston, VT 05495
  • 116 Church Street, Burlington, VT 05401
  • 1143 Williston Rd, South Burlington, VT 05403
  • 23 Pleasant Street, Richmond, VT 05477
  • 33 S Main St, Northfield, VT 05663

Are deposits at Northfield Savings Bank insured?

Yes. Northfield Savings Bank is an FDIC-insured bank (FDIC certificate #14140). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northfield Savings Bank: frequently asked questions

Is Northfield Savings Bank a good bank?

Northfield Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.60%).

Is Northfield Savings Bank FDIC-insured?

Yes. Northfield Savings Bank is a FDIC-insured bank (FDIC certificate #14140). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Northfield Savings Bank?

Northfield Savings Bank holds $1.6 billion in total assets, ranking 7th of 12 banks we track in Vermont. It operates 13 branches.

Does Northfield Savings Bank have CFPB complaints?

No CFPB complaints against Northfield Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Union Bank
bank · Morrisville, VT · $1.6B assets
Community National Bank
bank · Derby, VT · $1.2B assets
Ledyard National Bank
bank · Norwich, VT · $1.0B assets
Passumpsic Savings Bank
bank · Saint Johnsbury, VT · $925M assets
The Bank Of Bennington
bank · Bennington, VT · $650M assets
The National Bank Of Middlebury
bank · Middlebury, VT · $555M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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