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Community National Bank

Derby, VT · Est. 1851 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community National Bank is a bank based in Derby, Vermont, established in 1851, with $1.2 billion in total assets across 12 branches. By Trust Grade it ranks 2nd of 12 banks we track in Vermont. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Community National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.0B
Branches
12
Capital ratio
10.4%
Top 47% of $1B–10B peers · Vermont median 10.2%
Return on assets
1.5%
Top 29% of $1B–10B peers · Vermont median 0.75%
Rank in Vermont
#2
of 12 banks

How Community National Bank compares to Vermont peers

Capital ratio
Top 47% of $1B–10B peers
Community National
10.4%
Vermont median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $1B–10B peers
Community National
1.5%
Vermont median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Community National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 69 Main St, Derby Line, VT 05830
  • 103 Church St, Barton, VT 05822
  • 100 Main St, Newport, VT 05855
  • 4245 Us Route 101, Troy, VT 05868
  • 857 Memorial Dr, Saint Johnsbury, VT 05819
  • 467 Broad St, Lyndonville, VT 05851
  • 49 Sampsonville Rd, Enosburg Falls, VT 05450
  • 99 State St, Montpelier, VT 05602
  • 4811 U.S. Route 5, Derby, VT 05855
  • 316 N Main St, Barre, VT 05641
  • 116 Vermont Route 15 W, Morrisville, VT 05661
  • 23 E Brighton Rd, Island Pond, VT 05846

Are deposits at Community National Bank insured?

Yes. Community National Bank is an FDIC-insured bank (FDIC certificate #6271). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community National Bank: frequently asked questions

Is Community National Bank a good bank?

Community National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.50%).

Is Community National Bank FDIC-insured?

Yes. Community National Bank is a FDIC-insured bank (FDIC certificate #6271). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community National Bank?

Community National Bank holds $1.2 billion in total assets, ranking 2nd of 12 banks we track in Vermont. It operates 12 branches.

Does Community National Bank have CFPB complaints?

No CFPB complaints against Community National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Ledyard National Bank
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Passumpsic Savings Bank
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Northfield Savings Bank
bank · Northfield, VT · $1.6B assets
Union Bank
bank · Morrisville, VT · $1.6B assets
The Bank Of Bennington
bank · Bennington, VT · $650M assets
The National Bank Of Middlebury
bank · Middlebury, VT · $555M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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