Passumpsic Savings Bank is a bank based in Saint Johnsbury, Vermont, established in 1853, with $925 million in total assets across 13 branches. By Trust Grade it ranks 6th of 12 banks we track in Vermont. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Vermont median of 10.2%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Passumpsic Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Passumpsic Savings Bank compares to Vermont peers
How we graded Passumpsic Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Passumpsic Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 117 Main St, Lancaster, NH 03584
- 20 Jefferson Rd, Whitefield, NH 03598
- 1 Gardner St, Newport, VT 05855
- 62 Broad St, Lyndonville, VT 05851
- 225 Main St, Littleton, NH 03561
- 1242 Memorial Dr, Saint Johnsbury, VT 05819
- 40 State St, Groveton, NH 03582
- 80 Flat St, Brattleboro, VT 05301
- 49 Mill Street, Island Pond, VT 05846
- 53 Route 2 W, Danville, VT 05828
- 282 Berlin Mall Rd, Berlin, VT 05602
- 81 Meadow St, Littleton, NH 03561
- 497 Railroad St, Saint Johnsbury, VT 05819
Are deposits at Passumpsic Savings Bank insured?
Yes. Passumpsic Savings Bank is an FDIC-insured bank (FDIC certificate #14134). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Passumpsic Savings Bank: frequently asked questions
Is Passumpsic Savings Bank a good bank?
Passumpsic Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.45%).
Is Passumpsic Savings Bank FDIC-insured?
Yes. Passumpsic Savings Bank is a FDIC-insured bank (FDIC certificate #14134). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Passumpsic Savings Bank?
Passumpsic Savings Bank holds $925 million in total assets, ranking 6th of 12 banks we track in Vermont. It operates 13 branches.
Does Passumpsic Savings Bank have CFPB complaints?
No CFPB complaints against Passumpsic Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
