Comenity Capital Bank is a bank based in Draper, Utah, established in 2003, with $13.3 billion in total assets across 1 branch. By Trust Grade it ranks 17th of 42 banks we track in Utah. Its capital ratio of 13.0% is stronger than 75% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Comenity Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Comenity Capital Bank compares to Utah peers
How we graded Comenity Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Comenity Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 12921 S Vista Station Blvd, Draper, UT 84020
Are deposits at Comenity Capital Bank insured?
Yes. Comenity Capital Bank is an FDIC-insured bank (FDIC certificate #57570). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Comenity Capital Bank: frequently asked questions
Is Comenity Capital Bank a good bank?
Comenity Capital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.78%).
Is Comenity Capital Bank FDIC-insured?
Yes. Comenity Capital Bank is a FDIC-insured bank (FDIC certificate #57570). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Comenity Capital Bank?
Comenity Capital Bank holds $13.3 billion in total assets, ranking 17th of 42 banks we track in Utah. It operates 1 branch.
Does Comenity Capital Bank have CFPB complaints?
No CFPB complaints against Comenity Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
