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Lendingclub Bank, National Association

Lehi, UT · Est. 1987 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Lendingclub Bank, National Association is a bank based in Lehi, Utah, established in 1987, with $11.8 billion in total assets across 3 branches. By Trust Grade it ranks 7th of 42 banks we track in Utah. Its capital ratio of 11.5% is stronger than 53% of similarly sized banks, versus a Utah median of 12.9%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against Lendingclub Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.8B
$10B–100B institution
Deposits
$10.3B
Branches
3
Capital ratio
11.5%
Top 47% of $10B–100B peers · Utah median 12.9%
Return on assets
1.7%
Top 14% of $10B–100B peers · Utah median 1.82%
Rank in Utah
#7
of 42 banks

How Lendingclub Bank, National Association compares to Utah peers

Capital ratio
Top 47% of $10B–100B peers
Lendingclub Bank,
11.5%
Utah median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $10B–100B peers
Lendingclub Bank,
1.7%
Utah median
1.8%
Higher ROA = more profitable relative to asset base

How we graded Lendingclub Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lendingclub Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2701 N Thanksgiving Way, Lehi, UT 84043
  • 1 Harbor St, Boston, MA 02210
  • 595 Market St, San Francisco, CA 94105

Are deposits at Lendingclub Bank, National Association insured?

Yes. Lendingclub Bank, National Association is an FDIC-insured bank (FDIC certificate #32551). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lendingclub Bank, National Association: frequently asked questions

Is Lendingclub Bank, National Association a good bank?

Lendingclub Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.75%).

Is Lendingclub Bank, National Association FDIC-insured?

Yes. Lendingclub Bank, National Association is a FDIC-insured bank (FDIC certificate #32551). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Lendingclub Bank, National Association?

Lendingclub Bank, National Association holds $11.8 billion in total assets, ranking 7th of 42 banks we track in Utah. It operates 3 branches.

Does Lendingclub Bank, National Association have CFPB complaints?

No CFPB complaints against Lendingclub Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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