West Texas State Bank is a bank based in Snyder, Texas, established in 1950, with $407 million in total assets across 6 branches. By Trust Grade it ranks 37th of 349 banks we track in Texas. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against West Texas State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Texas State Bank compares to Texas peers
How we graded West Texas State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Texas State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 5009 College Ave, Snyder, TX 79549
- 211 Edward St, Rowena, TX 76875
- 4803 Plaza Blvd., Odessa, TX 79762
- 7202 Slide Road, Lubbock, TX 79424
- 1330 E 8th St, Odessa, TX 79761
- 3004 Slide Rd, Lubbock, TX 79407
Are deposits at West Texas State Bank insured?
Yes. West Texas State Bank is an FDIC-insured bank (FDIC certificate #16866). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Texas State Bank: frequently asked questions
Is West Texas State Bank a good bank?
West Texas State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.90%).
Is West Texas State Bank FDIC-insured?
Yes. West Texas State Bank is a FDIC-insured bank (FDIC certificate #16866). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Texas State Bank?
West Texas State Bank holds $407 million in total assets, ranking 37th of 349 banks we track in Texas. It operates 6 branches.
Does West Texas State Bank have CFPB complaints?
No CFPB complaints against West Texas State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
