Homebank Texas is a bank based in Seagoville, Texas, established in 1952, with $394 million in total assets across 3 branches. By Trust Grade it ranks 39th of 349 banks we track in Texas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.93% return on assets. No consumer complaints against Homebank Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Homebank Texas compares to Texas peers
How we graded Homebank Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Homebank Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 601 N Highway 175, Seagoville, TX 75159
- 3637 N Buckner Blvd, Dallas, TX 75228
- 105 E Ralph Hall Pkwy, Rockwall, TX 75032
Are deposits at Homebank Texas insured?
Yes. Homebank Texas is an FDIC-insured bank (FDIC certificate #17094). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Homebank Texas: frequently asked questions
Is Homebank Texas a good bank?
Homebank Texas earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.93%).
Is Homebank Texas FDIC-insured?
Yes. Homebank Texas is a FDIC-insured bank (FDIC certificate #17094). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Homebank Texas?
Homebank Texas holds $394 million in total assets, ranking 39th of 349 banks we track in Texas. It operates 3 branches.
Does Homebank Texas have CFPB complaints?
No CFPB complaints against Homebank Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
