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The Mint National Bank

Kingwood, TX · Est. 2009 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Mint National Bank is a bank based in Kingwood, Texas, established in 2009, with $393 million in total assets across 1 branch. By Trust Grade it ranks 161st of 349 banks we track in Texas. Its capital ratio of 17.8% is stronger than 95% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against The Mint National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$392.8M
$100M–1B institution
Deposits
$312.0M
Branches
1
Capital ratio
17.8%
Top 5% of $100M–1B peers · Texas median 10.9%
Return on assets
1.3%
Top 43% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#161
of 349 banks

How The Mint National Bank compares to Texas peers

Capital ratio
Top 5% of $100M–1B peers
The Mint
17.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
The Mint
1.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Mint National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.8% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Mint National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1213 Kingwood Dr, Kingwood, TX 77339

Are deposits at The Mint National Bank insured?

Yes. The Mint National Bank is an FDIC-insured bank (FDIC certificate #58764). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Mint National Bank: frequently asked questions

Is The Mint National Bank a good bank?

The Mint National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Strongly profitable (ROA 1.32%).

Is The Mint National Bank FDIC-insured?

Yes. The Mint National Bank is a FDIC-insured bank (FDIC certificate #58764). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Mint National Bank?

The Mint National Bank holds $393 million in total assets, ranking 161st of 349 banks we track in Texas. It operates 1 branch.

Does The Mint National Bank have CFPB complaints?

No CFPB complaints against The Mint National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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