Lakeside Bank is a bank based in Rockwall, Texas, established in 1974, with $395 million in total assets across 2 branches. By Trust Grade it ranks 68th of 349 banks we track in Texas. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Lakeside Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lakeside Bank compares to Texas peers
How we graded Lakeside Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lakeside Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2805 Ridge Rd, Rockwall, TX 75032
- 5950 Berkshire Ln, Dallas, TX 75225
Are deposits at Lakeside Bank insured?
Yes. Lakeside Bank is an FDIC-insured bank (FDIC certificate #21693). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lakeside Bank: frequently asked questions
Is Lakeside Bank a good bank?
Lakeside Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.65%).
Is Lakeside Bank FDIC-insured?
Yes. Lakeside Bank is a FDIC-insured bank (FDIC certificate #21693). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lakeside Bank?
Lakeside Bank holds $395 million in total assets, ranking 68th of 349 banks we track in Texas. It operates 2 branches.
Does Lakeside Bank have CFPB complaints?
No CFPB complaints against Lakeside Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
