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Atascosa Bank

Pleasanton, TX · Est. 1982 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Atascosa Bank is a bank based in Pleasanton, Texas, established in 1982, with $85 million in total assets across 1 branch. By Trust Grade it ranks 258th of 349 banks we track in Texas. Its capital ratio of 11.7% trails most similarly sized banks (47th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Atascosa Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.9M
<$100M institution
Deposits
$74.7M
Branches
1
Capital ratio
11.7%
Bottom 47% of <$100M peers · Texas median 10.9%
Return on assets
0.3%
Bottom 24% of <$100M peers · Texas median 1.38%
Rank in Texas
#258
of 349 banks

How Atascosa Bank compares to Texas peers

Capital ratio
Bottom 47% of <$100M peers
Atascosa Bank
11.7%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Atascosa Bank
0.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Atascosa Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Atascosa Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1525 W Oaklawn Rd, Pleasanton, TX 78064

Are deposits at Atascosa Bank insured?

Yes. Atascosa Bank is an FDIC-insured bank (FDIC certificate #24064). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Atascosa Bank: frequently asked questions

Is Atascosa Bank a good bank?

Atascosa Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.33%).

Is Atascosa Bank FDIC-insured?

Yes. Atascosa Bank is a FDIC-insured bank (FDIC certificate #24064). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Atascosa Bank?

Atascosa Bank holds $85 million in total assets, ranking 258th of 349 banks we track in Texas. It operates 1 branch.

Does Atascosa Bank have CFPB complaints?

No CFPB complaints against Atascosa Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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