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The City National Bank Of San Saba

San Saba, TX · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The City National Bank Of San Saba is a bank based in San Saba, Texas, established in 1883, with $83 million in total assets across 1 branch. By Trust Grade it ranks 189th of 349 banks we track in Texas. Its capital ratio of 11.7% trails most similarly sized banks (47th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against The City National Bank Of San Saba appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$82.6M
<$100M institution
Deposits
$72.9M
Branches
1
Capital ratio
11.7%
Bottom 47% of <$100M peers · Texas median 10.9%
Return on assets
0.9%
Bottom 46% of <$100M peers · Texas median 1.38%
Rank in Texas
#189
of 349 banks

How The City National Bank Of San Saba compares to Texas peers

Capital ratio
Bottom 47% of <$100M peers
The City
11.7%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of <$100M peers
The City
0.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The City National Bank Of San Saba

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The City National Bank Of San Saba over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 209 E Brown St, San Saba, TX 76877

Are deposits at The City National Bank Of San Saba insured?

Yes. The City National Bank Of San Saba is an FDIC-insured bank (FDIC certificate #5518). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The City National Bank Of San Saba: frequently asked questions

Is The City National Bank Of San Saba a good bank?

The City National Bank Of San Saba earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.86%).

Is The City National Bank Of San Saba FDIC-insured?

Yes. The City National Bank Of San Saba is a FDIC-insured bank (FDIC certificate #5518). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The City National Bank Of San Saba?

The City National Bank Of San Saba holds $83 million in total assets, ranking 189th of 349 banks we track in Texas. It operates 1 branch.

Does The City National Bank Of San Saba have CFPB complaints?

No CFPB complaints against The City National Bank Of San Saba appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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