Zapata National Bank is a bank based in Zapata, Texas, established in 1961, with $83 million in total assets across 1 branch. By Trust Grade it ranks 53rd of 349 banks we track in Texas. Its capital ratio of 15.5% is stronger than 74% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Zapata National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Zapata National Bank compares to Texas peers
How we graded Zapata National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.5% capital ratio)
- Strongly profitable (ROA 1.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Zapata National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 703 Hidalgo Blvd, Zapata, TX 78076
Are deposits at Zapata National Bank insured?
Yes. Zapata National Bank is an FDIC-insured bank (FDIC certificate #18454). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Zapata National Bank: frequently asked questions
Is Zapata National Bank a good bank?
Zapata National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Strongly profitable (ROA 1.69%).
Is Zapata National Bank FDIC-insured?
Yes. Zapata National Bank is a FDIC-insured bank (FDIC certificate #18454). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Zapata National Bank?
Zapata National Bank holds $83 million in total assets, ranking 53rd of 349 banks we track in Texas. It operates 1 branch.
Does Zapata National Bank have CFPB complaints?
No CFPB complaints against Zapata National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
